The Life-or-Death Decisions Your Family Shouldn't Have to Make Alone
Organ donation can save lives,
but a recent investigation revealed how a lack of planning can lead to
devastating mistakes. Read more…
2025.07.11
The Life-or-Death Decisions
Your Family Shouldn't Have to Make Alone
When you think about estate
planning, you probably picture wills, trusts, and who gets what. But what
happens when decisions are made about your body, without your full consent or
when you're not really gone?
A recent
federal investigation uncovered a chilling truth: in dozens of cases,
patients showed signs of life even as hospital staff prepared to remove their
organs. If your loved ones were in that position, would they know what to do?
More importantly, would they know what you would want?
In this article, I’ll explain how
a comprehensive Life & Legacy Plan protects not just your loved ones, but
you. We’ll explore the risks of poor planning, how to make your medical wishes
known, and how to ensure no one makes life-or-death decisions for you without
your voice.
Organ Donation Without Clarity
Can Go Horribly Wrong
According to a June
2025 New York Times report, in 2021, Anthony Thomas Hoover II's family
faced their worst nightmare when he overdosed and was near death. They gathered
and made the excruciating decision to end life support and donate his organs.
As the hospital prepared for the removal procedure, something surprising
happened.
He woke up.
Hoover cried, pulled his knees to
his chest, and shook his head “no” as doctors moved forward. It took a hospital
physician to step in and halt the process. Hoover survived, though he sustained
neurological damage.
Astonishingly, this happens more
often than most people may think. The federal investigation reviewed over 350
cases and flagged 73 where patients had shown signs of consciousness during the
donation process. Some survived long enough to recover. Others died days later,
without ever having their wishes clarified.
Unfortunately, in the absence of
clear instructions, loved ones, hospitals, and donation agencies must make fast
decisions—sometimes under pressure, and sometimes without the information they
need from you. This puts them in a very tough and emotionally challenging
situation.
One way to prevent this nightmare
scenario from happening to you or someone you love is through clear
communication, legal authority, and comprehensive planning. But first, let’s
take a deeper dive into what happens when you haven’t prepared for this nightmare
scenario.
How Hospitals Make Decisions
When You Don’t
When you haven't created a plan
that legally appoints a healthcare agent or outlines your care preferences,
hospitals rely on state laws and default policies to make decisions on your
behalf. This process can be chaotic, impersonal, and completely disconnected
from what you would actually want.
Here's what typically happens
when you don't have your own plan in place. First, medical staff will review
any existing documentation, including your driver's license for organ donor
status, search for advance directives in your medical records, and consult
hospital databases. If they find nothing, they turn to state law to determine
who has the legal authority to make decisions for you.
The state's default hierarchy
usually prioritizes spouses first, then adult children, then parents, then
siblings. But what if you're estranged from your spouse? What if your adult
children disagree with each other? What if the person the state chooses doesn't
actually know your values or wishes?
In emergency situations, time
pressure makes everything worse. Hospital staff need quick decisions about life
support, treatment options, and potential organ donation. Without clear
guidance from you, your loved ones may feel forced to make impossible choices
based on incomplete information, their own emotions, or pressure from medical
staff.
Knowing all this, what can you do
to keep your loved ones from having to make these emotionally painful
decisions? You can create a plan that works when you and your loved ones need
it to.
Key Documents That Protect
Your Medical Wishes
One part of planning that works
is creating specific legal documents that give your loved ones the authority
and guidance they need. Each document serves a different purpose, but they work
together to ensure your wishes are followed. Here are the typical documents -
tools, really - that you’ll create when you work with me as your Personal
Family Lawyer:
A Living Will outlines
your preferences for life-sustaining treatments, such as ventilation,
resuscitation, and artificial nutrition. This document tells medical
professionals and your loved ones exactly what you want if you're unable to
communicate. Do you want to be kept alive at all costs? Are there circumstances
where you'd want treatment stopped? Your directive provides these answers in
writing.
A Durable Power of Attorney
for Healthcare names the specific person you want to speak on your behalf
if you can't. This person becomes your healthcare proxy, with legal authority
to make medical decisions according to your wishes. Without this document,
hospitals must follow state law to determine who can make decisions for you,
and that person might not be who you would choose.
For the sake of clarity, know
that some states combine the Living Will and the Durable Power of Attorney for
Health Care into one document called the Advance Directive for Healthcare.
HIPAA Authorization forms
ensure your chosen decision-makers can access your medical information. Even
close family members can be blocked from receiving medical updates unless
you've given them written permission. This document removes barriers that could
prevent your healthcare proxy from getting the information they need to
advocate for you.
A document that isn’t usually
part of traditional estate plans but that I can help you create as part of my
Life & Legacy PlanningⓇ model is an Organ
Donation Instructions document, which goes beyond simply checking a box on
your driver's license. Your preferences around donation should be clearly
documented and aligned with the rest of your plan, including specific
instructions about when organs can be removed and under what circumstances.
This prevents situations like Anthony Hoover's, where families must guess what
you would have wanted.
Having these documents in place
is an integral part of your plan, but not the entire plan. You need more than
just the documents or you risk failing your loved ones - and yourself.
Why Documents Alone Aren't
Enough
While these documents are
essential, they're just pieces of paper unless they're part of a comprehensive
plan that actually works when you need it. Too many people think that signing a
few forms means they're protected, but documents sitting in a drawer can't
speak for you in a crisis.
In addition, documents can become
outdated as your health, family situation, or values change over time. The
healthcare directive you signed ten years ago might not reflect how you feel
today about end-of-life care. Your chosen healthcare proxy might have moved
away, become ill themselves, or simply be unavailable when needed.
Even current, properly executed
documents can fail if your loved ones don't know where to find them or how to
use them effectively. In the chaos of a medical emergency, family members might
not know these documents exist, or hospital staff might not have immediate
access to them. They need to be able to access the documents at the moment they
need them.
But perhaps most importantly,
documents can't replace the conversations you need to have with your loved ones
about your end-of-life wishes. If you haven't talked openly about what you
want—and why you want it—you're leaving your family to make excruciating
decisions on their own, wondering if they're doing the right thing or whether
their decisions will be the catalyst for long-term conflict.
When you take the time to have
these difficult conversations—explaining not just what you want, but why you
want it—you lift an enormous burden from their shoulders. Instead of agonizing
over an impossible choice, they can act with confidence, knowing they're
honoring your wishes. You’re also potentially preventing disputes among family
members who may disagree about your care.
Ultimately, your loved ones need
someone they can turn to for guidance when faced with impossible choices. They
may need support in understanding your intent and advocating for your wishes
when medical staff might pressure them to make different decisions.
All of this, and more, is just
one reason why when I work with you, I’ll be your Personal Family Lawyer and
trusted advisor for life - and your family’s advisor if you’re incapacitated or
when you die. They’ll have a heart-centered human who knows you, your values,
your wishes, and your intentions, and can see them through a difficult time
with not only the legal support they need, but also the emotional support they
want.
Book a 15-Minute Discovery
Call to Start Your Plan
If the idea of being treated like
an organ donor before you're actually gone makes your stomach turn, you’re not
alone. What happened to Anthony Hoover and others like him is tragic—but
preventable.
With a comprehensive Life &
Legacy Plan in place, you can make sure your medical choices are respected,
your family is protected, and no one ever has to question whether they did the
right thing for you.
When you work with me, I’ll be
there not just to help you plan, but to guide your loved ones in an emergency
and after you die. During those first frantic hours or days in a hospital, when
emotions run high and decisions must be made quickly, your family won’t be left
to figure it out alone. They’ll have me to turn to—someone who knows you,
understands your values, and can help them navigate what comes next with
clarity, compassion, and confidence. Your loved ones won’t be dealing with an
overwhelmed hospital system or a stack of confusing paperwork—they’ll have a
real human being to lean on.
To learn more about how I support
you and your loved ones for life, book your 15-minute discovery call with me
today.
https://calendly.com/myachorlaw/15min
This article is a service of Attorney John F. Koenig, Anchor
Law, Life and Legacy Planning, LLC, a Personal Family Lawyer® Firm. We don’t
just draft documents; we ensure you make informed and empowered decisions about
life and death, for yourself and the people you love. That's why we offer a
comprehensive Life & Legacy Planning Session™, during which you will get
more financially organized than you’ve ever been before and make all the best
choices for the people you love. You can begin by calling our office today to
schedule a Life & Legacy Planning Session™.
The content is sourced from Personal Family Lawyer® for use
by Personal Family Lawyer® Firms, a source believed to provide accurate
information. This material was created for educational and informational
purposes only and is not intended as ERISA, tax, legal, or investment advice.
If you are seeking legal advice specific to your needs, such advice services
must be obtained on your own separate from this educational material.
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